How to Get American Express Business Gold Card?

As a business owner, you understand the importance of having a reliable financial partner to help you manage your expenses and grow your enterprise. One of the best ways to achieve this is by obtaining a business credit card that offers a range of benefits and rewards.

The American Express Business Gold Card is a popular choice among business owners, thanks to its numerous features and advantages. In this article, we’ll guide you through the process of how to get an American Express Business Gold Card and help you understand why it’s a smart choice for your business.

Benefits of American Express Business Gold Card

1. Generous Welcome Offer

When you sign up for American Express Business Gold Card, you’ll be eligible for a generous welcome offer that can earn you up to 70,000 Membership Rewards points. To qualify, you’ll need to spend $10,000 on eligible purchases within the first three months of card membership. This offer alone is worth up to $700 in travel, merchandise, or gift cards.

2. Flexible Rewards Program

With the American Express Business Gold Card, you’ll earn Membership Rewards points for every dollar you spend. These points can be redeemed for travel, merchandise, gift cards, and more, making it a versatile rewards program that can help you save money on a variety of business expenses.

3. Bonus Points for Select Categories

The American Express Business Gold Card also offers bonus points for select categories of purchases, such as airfare, advertising, and shipping. Depending on the category, you can earn up to 4x points per dollar spent, allowing you to rack up rewards quickly and easily.

4. No Foreign Transaction Fees

If your business takes you overseas, you’ll appreciate the fact that the American Express Business Gold Card doesn’t charge foreign transaction fees. This can save you a significant amount of money on international purchases, making it a great card for businesses with global operations.

5. Travel Benefits

As a premium credit card, the American Express Business Gold Card comes with a range of travel benefits that can make your business trips more enjoyable and cost-effective. Some of these benefits include:

• Travel accident insurance
• Baggage insurance plan
• Global assistance hotline
• Car rental loss and damage insurance
• Premium roadside assistance

6. Shopping Benefits

In addition to travel benefits, the American Express Business Gold Card also offers a range of shopping benefits that can help you save money on business purchases. Some of these benefits include:

• Purchase protection
• Extended warranty
• Return protection

7. Employee Cards

If you have employees who need to make purchases on behalf of your business, you can add employee cards to your American Express Business Gold Card account. This allows you to set spending limits and earn rewards on all their purchases, making it easier to manage your expenses and maximize your rewards.

8. Amex Offers

As an American Express cardholder, you’ll also have access to Amex Offers, a program that offers discounts and cashback on a variety of purchases from popular retailers. These offers are tailored to your spending habits and can help you save money on everything from office supplies to business travel.

Why Choose American Express Business Gold Card?

Before we dive into the steps for obtaining the American Express Business Gold Card, let’s take a look at why it’s a valuable asset for your business. Here are some of the top benefits and rewards you can expect:

• Membership Rewards® program: Earn points on every eligible purchase, which you can redeem for travel, gift cards, merchandise, and more.
• Airline Bonus: Receive 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.
• Hotel Collection: Enjoy perks like room upgrades, daily breakfast, and hotel credits when you book through Amex Travel at select hotels.
• Car Rental Loss and Damage Insurance: Get coverage for damage or theft when you use your American Express Business Gold Card to reserve and pay for an eligible rental car.
• Purchase Protection: Receive protection against accidental damage or theft for up to 120 days from the date of purchase.
• No Foreign Transaction Fees: Use your card without any extra fees when you travel internationally.
• Employee Cards: Add employee cards to your account for no additional fee and set individual spending limits for each card.

As you can see, the American Express Business Gold Card provides an array of benefits and rewards that can help you save money and enhance your business operations. Now, let’s move on to the process of how to get American Express Business Gold Card.

How to Get American Express Business Gold Card?

Getting your hands on the American Express Business Gold Card is a straightforward process. Here’s what you need to do:

1. Check Eligibility

Before applying for the American Express Business Gold Card, make sure you meet the eligibility requirements. You must:

• Be at least 18 years old
• Have a valid Social Security number or tax ID number
• Have a U.S. business that’s been operating for at least one year
• Have a personal credit score of at least 670

2. Gather Required Information

To complete the application process, you’ll need to provide some information about yourself and your business. Here’s what you’ll need:

• Business name and address
• Business type and industry
• Business structure (e.g., sole proprietorship, LLC, corporation)
• Annual business revenue and expenses
• Personal information, such as your name, date of birth, and contact information

3. Apply for the Card

You can apply for the American Express Business Gold Card online or by phone. Here are the steps to follow:

• Visit the American Express website and navigate to the Business Gold Card page.
• Click on the “Apply Now” button.
• Fill out the application form with the required information.
• Submit the application and wait for a decision.

If you prefer to apply by phone, call the American Express customer service number and follow the prompts to apply for the card.