Pets insurance can provide peace of mind in uncertain times. In today’s economic climate we are all searching for ways to conserve, cut back and be more frugal. At times like this it is tempting to see our insurance policies as luxuries, as an un-needed expense. Financial caution is certainly understandable, but before you eliminate your pet insurance you should carefully consider its true value. Similar to your own medical bills, the cost of veterinarian care has increased dramatically in the past couple of decades. Part of the reason for this is inflation, part of the reason is the great strides in veterinarian medicine that have produced better techniques, new equipment, improved diagnostics.
Your vet is better equipped than ever to ensure your pet’s health no matter what the circumstances. Conditions that would have been fatal just a few years ago can now be diagnosed and treated. The problem, of course, is that many of these new techniques require expensive equipment and your vet is forced to pass the cost on to his patients. With pets insurance you simply pay a small monthly premium and have no worries about the vet bill. A good insurance policy will cover accident and emergency care, long term treatments (like cancer) and some routine care. If you added the costs of these types of treatments without insurance you could easily see the value in keeping a policy.
Times are tight and people are looking for ways to cut back, to maintain their homes and families. There is no doubt that personal finances require a fine balancing act to navigate the stormy economic climate. Pets insurance can be a tool that helps you control the over-all cost of your pet’s health care. Instead of one very large bill after a necessary vet visit, you have a series of small monthly payments – easy to work into a monthly budget. When you have a good insurance policy for your pet’s you have the peace of mind that you will be able to get them the care they need – even in an emergency.
Frugality is admirable and even necessary while we are in recession, but you do not wish to be ‘penny wise and pound foolish’. It does no good to save a few dollars this month only to be faced with staggering vet bills down the road. If you already carry pets insurance, keep it. If your pets are not insured, get a policy today. You will not regret the peace of mind that comes from knowing that your pets are safe.
